:root{--primary:#17365d;--accent:#4f8a2d;--bg:#f5f7fb;--text:#1f2937;--muted:#596579;--card:#ffffff;--line:#d8e0ea}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.6}
img{max-width:100%;height:auto;border-radius:22px;display:block}a{color:var(--primary);text-decoration:none}a:hover{text-decoration:underline}
.wrap{width:min(1120px,92%);margin:0 auto}.narrow{width:min(780px,92%);margin:0 auto}.article{width:min(900px,92%);margin:0 auto}
.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:10px;top:10px;background:#fff;padding:.7rem 1rem;z-index:1000}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);z-index:20}
.topbar{display:grid;grid-template-columns:auto 1fr auto;gap:1rem;align-items:center;padding:1rem 0}.brand{display:flex;gap:.8rem;align-items:center;color:var(--text)}.brand strong{display:block}.brand span{display:block;color:var(--muted);font-size:.92rem}
nav{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}nav a{padding:.35rem .1rem;color:var(--text)}nav a.active{color:var(--primary);font-weight:700;border-bottom:2px solid var(--accent)}
.header-cta,.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap}.btn{display:inline-block;padding:.9rem 1.2rem;border-radius:999px;font-weight:700;border:1px solid var(--primary)}.btn-primary{background:var(--primary);color:#fff}.btn-secondary{background:#fff;color:var(--primary)}
.hero{padding:4.5rem 0 3rem;background:linear-gradient(180deg,var(--bg),#fff)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:2rem;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:var(--accent);font-weight:700;font-size:.8rem}.lead{font-size:1.15rem;color:var(--muted)}
h1,h2,h3{line-height:1.2;margin:0 0 .9rem}h1{font-size:clamp(2rem,4vw,3.25rem)}h2{font-size:clamp(1.45rem,2vw,2rem)}h3{font-size:1.15rem}
.section{padding:3.4rem 0}.alt{background:var(--bg)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:2rem;align-items:start}.card{background:var(--card);border:1px solid var(--line);border-radius:24px;padding:1.35rem;box-shadow:0 14px 34px rgba(23,54,93,.06)}
.cards{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}.grid{display:grid;gap:1rem}.service-card h3{margin-bottom:.5rem}
.check-grid,.trust-list,.link-column{display:grid;gap:.8rem;padding-left:1.1rem}.trust-list{grid-template-columns:repeat(3,1fr);list-style:none;padding:0;margin:1rem 0 0}.trust-list li,.check-grid li{background:#fff;border:1px solid var(--line);border-radius:18px;padding:.9rem 1rem;list-style:none}.check-grid{grid-template-columns:repeat(2,1fr);padding:0;margin:0}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1rem}.steps>div{background:#fff;border:1px solid var(--line);border-radius:22px;padding:1rem}
.faq details{border:1px solid var(--line);border-radius:18px;padding:1rem 1.1rem;background:#fff;margin-bottom:.8rem}.faq summary{cursor:pointer;font-weight:700}
.cta-band{background:linear-gradient(135deg,#17365d,#214f88);color:#fff}.cta-band a{color:inherit}.cta-center{text-align:center}.cta-center .hero-actions{justify-content:center}
.center-link{text-align:center;margin-top:1rem}
.site-footer{background:#0d2038;color:#d8e3f0;padding-top:2.5rem}.site-footer a{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:2rem}.footer-links{display:grid;gap:.5rem}.legal{border-top:1px solid rgba(255,255,255,.12);margin-top:2rem;padding:1rem 0;color:#b8c6d7}
@media (max-width:980px){.topbar{grid-template-columns:1fr}.header-cta{justify-content:flex-start}nav{justify-content:flex-start}.hero-grid,.two-col,.footer-grid,.steps{grid-template-columns:1fr}.trust-list,.check-grid{grid-template-columns:1fr}}